Mr. Prasad Parameswaranpillai Naga is the Non-Executive Independent Director of our Company. He holds a bachelor’s degree in science from Faculty of Science, University of Kerela and master’s degree in science from Agra University. He is also a certified associate of the Indian Institute of Bankers. He was previously associated with Bank of India as a Director. Further, at Bank of India, he was a member of the Management Committee, Committee for Monitoring of Large Value Frauds, Disciplinary Proceedings Committee, Group Governance Unit Committee, Committee for Declaration of Non-Cooperative Borrowers, Share Transfer Committee and Review Committee for Identification of Wilful Defaulters. He was also associated with State Bank of India in the positions of Deputy Managing Director (Commercial Clients Group), Chief General Manager (Mid-Corporate Group) and General Manager and Regional Head (Mid-Corporate Group). His areas of expertise include corporate banking, stressed asset resolution, risk management, treasury operations, international banking, audit and compliance. He has over 38 years of experience in the banking sector.