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Mr. Kartik Manimuthu is a senior technology leader with over 10 years of extensive experience across FinTech, Cloud Transformation, Artificial Intelligence, Machine Learning and Data Engineering. He was Senior Director – Engineering, AI & Data at SMC Group (SMC Global Securities / Stoxkart), where he has lead the organisation's AI/ML and enterprise data strategy.

He has led significant technology transformation initiatives, including the transition of a legacy on-premises environment to a scalable hybrid-cloud ecosystem, and managing a technology investment portfolio of over ₹100 Crore. He has also built AI/ML and Data functions from the ground up, with strong focus on Generative AI, LLMs, data platforms, automation, cybersecurity and FinOps.

His earlier experience includes leadership roles at SMC Group/Stoxkart, Scrut Automation and BYJU'S, spanning engineering leadership, cloud architecture, platform transformation and enterprise technology.


Other Leadership Team Members

Mr. Phanindranath Kakarla

Chief Executive Officer & Managing Director

Mr. Pramod Kumar Gupta

Chief Finance Officer

Mr. Kapil Mohan Rohilla

Head of Collection as a Service (CaaS)

Mr. Anup Satish Mittal

Head - Acquisitions – Retail & Large Retail

Mr. Sumit Manchanda

Chief Risk Officer

Mr. Ameet Ashok Kela

Company Secretary and Compliance Officer

Mr. Aryaman Dhawan

Chief Human Resource Officer

Ms. Gurleen Kaur Chhabra

Head Legal, Corporate Resolution Group

Mr. Vardhanapu William Raju

Chief Compliance Officer

Mr. Sanjay G. Vasarkar

Head - Operations

Mr. Amit Saha

Head of Internal Audit